Broker Check

Blog

Monday, January 30, 2023

Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last.When you are older, “and-a-half”...

 

Monday, January 23, 2023

When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration (SSA) estimates that today’s average 65-year-old woman will live to...

 

Monday, January 16, 2023

According to the most recent information available, Americans have individual life insurance with a total face value of $12.4 trillion.1Due to a variety of factors, these individuals may find themselves in circumstances where the...

 

Monday, January 9, 2023

Federal estate taxes have been a source of funding for the federal government almost since the U.S. was founded.In 1797, Congress instituted a system of federal stamps that were required on all wills offered for probate when property...

 

Monday, December 26, 2022

The New Year is almost here, and the time is right for hot chocolate, indoor activities, and fun. It’s also a good time to consider a few financial goals. Here are some questions to ask yourself with the year to make and keep...

 

Show All

Monday, December 19, 2022

If your home is anything like mine, the holidays can be a time to indulge in a little good-natured consumerism. We all know it should be more about memories and less about money. But we also know that togetherness brings heftier...

 

Monday, December 5, 2022

Medicare’s annual open enrollment period, allowing recipients to make changes to their coverage for 2023, ends Wednesday, December 7, 2022.The Advantage Plans, known as Medicare Part D, are the prescription drug plans that make...

 

Thursday, December 1, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

 

Monday, November 28, 2022

As you work to invest and prepare for your retirement goals, may we help you in other ways? I mention this because retirement and financial strategies represent a portion of what I do. I also offer and provide insurance services to my...

 

Monday, November 21, 2022

How long has it been since you’ve reviewed your Medicare policy? With open enrollment, there are a few questions you may want to ask yourself before you renew, add, drop, or switch coverage.Have you switched doctors, or is your...

 

Monday, November 14, 2022

As one year ends and another begins, you naturally think about the state of your business – what is working well, and what could improve in the future. When was the last time you thought about the state of your company’s...

 

Monday, November 7, 2022

Traditionally, I’ve been a little cautious when people say, “it’s different this time.” After all, the past few years have seen more financial “firsts” than most.But despite that skepticism, this...

 

Monday, October 31, 2022

Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.Staying put for 2022 are traditional Individual Retirement Accounts (IRAs),...

 

Monday, October 24, 2022

Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away!These athletes thought they were ready for retirement but...

 

Monday, October 17, 2022

Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...

 

Monday, October 10, 2022

We’re entering a tricky time of year: September and October have a reputation for bringing an extra measure of market volatility.Some of the stock market’s most challenging events have hit in September and October, and...

 

Monday, October 3, 2022

The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know.Pell vs. non-Pell: Loan...

 

Monday, September 26, 2022

Seniors age 65 and over spend over four hours a day, on average, watching TV.8Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new...

 

Monday, September 19, 2022

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself.Sure, it can be difficult to...

 

Monday, September 12, 2022

When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets.The...

 

Monday, September 5, 2022

With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been higher.While tech is becoming more secure in response to threats, there...

 

Monday, August 29, 2022

Here’s a little-known fact that may help you save money on life insurance: when it comes to underwriting, insurance carriers typically rate clients to their closest birthday.What does that mean? It means that if you are 39 years...

 

Monday, August 22, 2022

Ever considered writing your own will? While you can draft a will on your own, there are plenty of reasons why you may not want to go that route. Most people do it to save money, but they may overlook or forget to take care of some...

 

Monday, August 15, 2022

Are you saving for the future?People often come to me asking for financial guidance. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...

 

Monday, August 8, 2022

For the first time in nearly 20 years, the IRS has released updated actuarial or life expectancy tables. Those who take required minimum withdrawals (RMD) from retirement accounts may already know we use these tables to calculate your...

 

Monday, August 1, 2022

Have you been let go at work? What happens to the money you have saved in your employee retirement plan?If you have been terminated by your employer, you have 4 choices when it comes to your retirement plan money:Cash it out (and lose...

 

Monday, July 25, 2022

In our uncertain climate, it’s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up.For some, it’s always been front of mind. For younger investors...

 

Monday, July 18, 2022

You may have heard the saying, “inflation hurts savers and benefits borrowers.” The expression suggests that borrowers benefit from inflation because they pay back lenders with dollars worth less than when the money...

 

Monday, July 11, 2022

If you’re like most of us, you’ve probably been thinking about your health quite a bit lately — especially if you’re approaching retirement. Trust me, I understand. Anticipating your future medical costs can...

 

Wednesday, July 6, 2022

The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...

 

Thursday, May 12, 2022

In our uncertain climate, it’s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up.For some, it’s always been front of mind. For younger investors...

 

Thursday, May 12, 2022

Remember when a college education was reasonably priced? In the past 20 years, the cost of college tuition for public universities has risen 165%. College students and their families have been taking on more and more debt, and they are...

 

Thursday, May 12, 2022

Non-fungible tokens, or NFTs, have been the recipient of the latest buzz. NFTs are digital files attached to blockchain codes. If you know anything about digital currencies, you’re probably aware that these blockchain codes are...